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Fund Entropay VCC With Standard Chartered Debit Card


This guide show you how to fund Entropay Vcc with Standard Chartered Debit Card only. I am writing this after many requests from readers of previous guide on funding Entropay with SBI card; which is still very popular.

I tested this method with 3 different debit cards from Standard Chartered.  All of them were VISA debit Cards. I am sure that SC doesn’t offer any MasterCard or Maestro Debit Card; so there is less chance that you have anything different.

Basic steps are same as before. This time you can directly enter your real card details as it is. Entropay’s GUI and Interface has changed very much. It is lovely. I still recommend Entropay strongly as I am also an average person like you all. I also want value for my money and freedom to use it whenever and in whatever ways I want.

So, let’s start.

Some minimum requirements needed beforehand:

1. Entropay Free Account.

If you don’t have Entropay account then Get it here (Non-affiliated link). Fill Original Details only as you may need to submit documents or your account will be blocked. This company is a reputed one and they don’t tolerate frauds.

2. Standard Chartered Account with Debit Card.
3.  3D-secure activated on Standard Chartered Debit Card. Also know as Verified by VISA or VBV. You will need to check your country’s site as Standard Chartered bank has country specific sites. Activating 3D-secure will take hardly 5 minutes.

For Indians, I am giving a direct clean link.

4. Sufficient Money in Standard Chartered account. At least Rs. 1200 for $20 transaction.
5. Luck!


1. Login to your Entropay account. It will show your default card. If you created a new account you will be directed to Fund your card. If you are a new account registrant then you hardly can avoid this as it is mandatory to get activated. Other people can click on Top-up Card to get start with.

entropay and standard chartered debit geekact

2. Click on “Add new Payment Method” to add your debit card. Next screen will appear showing option for Credit or Debit card and Bank Account. Click on “Add Card”

entropay add sc card geekact

3. Fill on all the details. Use your real name even if your account is INSTANT USER or some Corporate card. Start Date is not mandatory but Expiry Date sure is.

4. Hit Add and you will be back to Funding screen. On rare occasion you may get one more screen asking for CVV. You must enter “3 digits” CVV present at back of your card.

5. On Funding Screen, Click on the amount to load. I am loading $50 but you can load as minimum as $20. You can also enter your customized amount but not less than $20.

vcc standard chartered debit card

5. Select a payment method from Dropdown menu. That would be your Standard Chartered Debit Card. Enter your 3 digits CVV number in the provided box.

6. Then hit Next.  A Review Screen will appear. Keep the currency as “USD” and check everything else. Click OK.

7. If your 3D-secure is activated properly and working then you will get Final Screen from your bank to authenticate the transaction. Check your Welcome Message if any and other details. Enter your 3d-secure password and Click on Submit.

8. Give some moments for transaction to take place. A final screen will pop-up showing that the Top-up was successful.

standard chartered 3d-secure entropay

This transaction may appear on your bank statement as Entropay Barclay London. So ‘Barclay’? No worry about it’s authenticity. Your money is safe.

If you are new registrant, you may get e-mail to produce documents in very beginning or after successful funding. This should include;

1. Driving License – Showing your ADDRESS
2. PAN Card (TAX card) or other Government ID showing that you are Indian Resident.
3. You Standard Chartered Debit Card: Scan or take camera shot of it and then in MS-Paint Hide middle numbers of card. Entropay needs starting 6 and Last 4 digits to verify identity. Hide the VCC code on back of your card completely. Your Name, bank’s name, Expiry date and card digits as told above should be visible. Hide any other info like Membership numbers to Innercircle, Payback program etc. They don’t need it.

Congratulations! You got yourself an Entropay Virtual Credit Card which can be used as several places where Indian Cards are restricted or not allowed.

You may be interested in reading:

Get Entropay Virtual Credit Card using SBI Maestro Debit Card – Finally Possible



  1. Saurab

    December 12, 2012 at 9:11 am

    I can’t believe it. You wrote again? How? I mean I thought you took a complete hiatus from your work on banks and cards. And when I saw RSS delivery of this article, it just amazed me.
    I don’t know but keep up the good work!
    Best luck


  2. Mark

    December 12, 2012 at 11:14 am

    @Saurab: I totally agree with you.

    @Mrinal: Where are you? You are not writing or fighting much these days??? That is not you. I don’t understand. Whatever, I would like you to be a regular and pro as before.

    This guide carries the same influence as others. Good work.


  3. Shiv

    December 12, 2012 at 10:06 pm

    Awesome. It works!


  4. Raman

    December 19, 2012 at 5:16 pm

    now this is some quick and classic guide. it worked for me. thank you.


  5. PrIyAnGsHu

    January 15, 2013 at 2:52 pm

    Hey there, I have a SBI VISA card. I’m unable to activate 3D secure service for the card. It says – “Authentication could not be performed. Try again later.” It’s a new card, I had a Maestro card before. What to do ?


    • Mrinal Buddekar

      January 15, 2013 at 8:14 pm

      @PrIyAnGsHu: That is a new kind of error. Never seen it. Did bank connected your ATM card to account? Did you performed your first transaction at ATM? Without that nothing will work. If you already have; then try to register ATM card with mobile number at ATM. There is a link for registration on ATM screen (in other options I think). Let me know.


  6. stephen

    March 6, 2013 at 2:01 pm

    Hi.. i used to upload funds to entropay with icici and hdfc debitcards previusly but i got a msg frm icici that i cant trfr funds to entropay in future and i stopped after reading that msg ..n even i stopped using entropay ..i used entropay for anyoption ..but as u say that u use sc debit card ,can i use any other debit card or icici ..pls let me know so i can trade in anyoption again


  7. r5five

    June 26, 2013 at 10:54 am

    will HDFC International Debit Card Work with Entropay. My main aim is to transfer money to paypal


  8. r5five

    June 28, 2013 at 8:54 pm

    Hi Again, There is no Standard Chattered Bank in my city. I am opening an accont with HDFC. Please tell me if i can fund entropay using an HDFC Platinum International Debit card and if it can be used for paypal


  9. Ashish

    February 18, 2014 at 5:50 am

    Hi Mrinal,

    Has RBI recently changed some laws regarding international payments? Because I have SBI ATM cum Debit card (Mastercard) , and I cannot load the money into entropay. Transaction declined everytime (am able to reach the process of 3d secure code, but doesn’t work after that). I want to use it for shopping from amazon.com. Many users have been facing this problem recently.

    Should I seek a new international debit card, or seek a different bank like AXIS for directly buying from amazon (IIRC axis debit cards don’t require CVV? Any debit card that will work with amazon.com directly?

    If you read here, many banks have put up notices like this recently:

    “Dear Cardholder,

    In terms of RBI guidelines, all PNB credit cards are now valid for domestic usage only. To have international usage on your card, you may submit your request separately as under:

    “Kindly enable my credit card for international usage. I/We undertake that the transactions under this card shall be strictly in conformity with the RBI guidelines or rules framed under FEMA, 1999 or any other law being in force in India and/or any other country/State/Continent/territory wherever located in the World at the time of usage of the card. For any violations, I/we shall be directly and personally liable to appropriate authorities.” ”

    I am also in the process of talking to customer care but hasn’t been of much help so far. Will update if I get an answer.


    • Mrinal Buddekar

      February 18, 2014 at 4:54 pm

      Hi Ashish, RBI regulation has changed many things. SBI implemented those rigidly and now the transactions hardly go through. People who earlier got it to work are also are now reporting errors. Any international debit card which is enabled for foreign transactions can be used for international transactions. You can put an application form at PNB branch by asking them to enable it on your card. This can’t be done by customer care or online. There are some norms and security things due to which you need to visit bank for such works. Regards. P.S: FEMA 1999 prohibits the use of international cards for Forex.


  10. Ashish

    February 19, 2014 at 1:51 pm

    Thanks a lot for the fast reply. Pardon my ignorance and paranoia, but forex= foreign exchange right? Nothing to do with online shopping on international sites or anything, correct?

    I was able to get them to enable international transactions via email only today, through my registered email. They say they have activated it, but it still doesn’t work. Maybe it will take some time. Thanks again.


    • Mrinal Buddekar

      February 19, 2014 at 2:26 pm

      Yeah. Forex is foreign exchange. It is not allowed for individual resident of India – not yet. Everything else like international shopping and sites are allowed. It will take around 72 hours to get settled. Also, remember that not all international sites accepts debit card. In fact there are very few. Abroad it is common thing to have and use credit card like we have debit one. I hope this info will help.


  11. Ashish

    February 20, 2014 at 2:58 pm

    Thanks for the help, great blog!


  12. shishir

    July 31, 2014 at 10:13 am

    Thank you for the guidance. I want to know the method to refund my money from Entropay. I used my debit card for crediting the VCC. I want to know the procedure, I am a SBI user.


  13. vishnu rathore

    August 13, 2014 at 11:08 am

    bro i created entropay account and funded 15$ and its done and i got vcc 14 digit code and its cvv. but i cant make payment through it where ever i try its redirect me to a error page showing ‘your bank declined you payment’ 🙁
    what i do?


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